All-in-One Investment Calculator

Inflation Rate (%) ⓘ Used for present value and goal adjustments. Default is 6%
Starting Year
Initial Investment

₹
Yearly Interest Rate (%)
Time Period (Years)
Compounding Frequency
Adjust Interest Rate As You Age? ⓘ As you get older your risk appetite might be low and you would be little conservative.
Change Interest Rate After Years ⓘ Ideally this value should be less than total number of years
Update Interest Rate To (%)
Want do an SIP? ⓘ A regular deposit plan to invest at a distinct period
Deposit Amount

₹
Want to StepUp? ⓘ Want to increase deposit every year/quarter/half-yearly?
Increase Deposit By (%)
SIP Capping ⓘ Max SIP Allowed Per Month

₹
Change StepUp As You Age? ⓘ As the investment grows it might be difficult to maintain same % of increase/decrease after few years.
Change StepUp After Years ⓘ Ideally this value should be less than total number of years
Update StepUp To (%)
Stop SIP after a certain period? ⓘ If you want to stop contributing more and just hold the investments.
Stop SIP After Years ⓘ Ideally this value should be less than total number of years
Want to go for a Bonus SIP? ⓘ An additional investment you might do as you get a bonus or incentive.
Bonus SIP Amount

₹
Bonus SIP Frquency
Want to StepUp? ⓘ Want to increase bonus SIP as time goes by?
Increase Bonus SIP By (%)
Want to go for a SWP? ⓘ A regular Withdrawal Plan after a certain period like SIP.
Withdrawal After Years ⓘ Ideally this value should be less than total number of years.
Withdrawal Amount (as per today) ⓘ Entered value will be inflated till the SWP start year. E.g., if your today's expenses are ₹30000, after 20 years with a 6% infation it would be ₹96000.

₹
Withdrawal Frquency
Want to StepUp the SWP? ⓘ Want to increase withdrawals every year/quarter/half-yearly?
Increase Withdrawal By (%)
Lumpsum Goal-Based Withdrawals? ⓘ Irregular Withdrawal Plan at any of years of your investment for any kind of goals.
Goal Name Year Today's Value (₹) Action

💡 You can import goals instead of adding manually. Download the template → fill in → then import.

Secondary Investment ⓘ Could be a goal based separate portfolio, bonds, etc.
Starting Year
Initial Investment

₹
Yearly Interest Rate (%)
Compounding Frequency
Adjust Interest Rate As You Age? ⓘ As you get older your risk appetite might be low and you would be little conservative.
Change Interest Rate After Years ⓘ Ideally this value should be less than total number of years
Update Interest Rate To (%)
Want do an SIP? ⓘ A regular deposit plan to invest at a distinct period.
Deposit Amount

₹
Want to StepUp? ⓘ Want to increase deposit every year/quarter/half-yearly?
Increase Deposit By (%)
Stop SIP after a certain period? ⓘ If you want to stop contributing more and just hold the investments.
Stop SIP After Years ⓘ Ideally this value should be less than total number of years.
Tertiary Investment ⓘ Could be PF, FD, etc.
Starting Year
Initial Investment

₹
Yearly Interest Rate (%)
Compounding Frequency
Adjust Interest Rate As You Age? ⓘ As you get older your risk appetite might be low and you would be little conservative.
Change Interest Rate After Years ⓘ Ideally this value should be less than total number of years.
Update Interest Rate To (%)
Want do an SIP? ⓘ A regular deposit plan to invest at a distinct period.
Deposit Amount

₹
Want to StepUp? ⓘ Want to increase deposit every year/quarter/half-yearly?
Increase Deposit By (%)
Stop SIP after a certain period? ⓘ If you want to stop contributing more and just hold the investments.
Stop SIP After Years ⓘ Ideally this value should be less than total number of years.